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Courses and Disclaimer. The author's free courses are designed to provide competent, reliable and practical information regarding a subject-matter covered. The information presented on the weblog and elsewhere represents the sole view of the author as of date publication or posting. Due to the rate of change of conditions, the author reserves the right to alter and update his opinion based on new conditions and emerging/available information. As laws and practices vary from place to place, the author strongly advises that where legal or other expert assistance is required, the services of a professional should be sought. The author disclaims any liability that is incurred from the usage or application of the contents of the courses posted on this blog site.

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